The Unity Group

Check out our calendar for upcoming HSA workshops!

Education. Consumerism. Wellness.

Medical insurance is typically the largest expense that employers have after payroll. Heathcare costs in the U.S. continue to more then double the rate of inflation. Can you afford not to learn more about the HSA 364™ Program?

What are HSAs?

HSAs are savings accounts owned by an individual employee. Funds can be used to pay for current and future medical expenses. These accounts can be funded by the employer, the employee or both. Deposited funds are tax deferred, roll over from year to year, and can be withdrawn without penalty at the age of 65.

Employer advantages

Sustainable
Proven long-term solution to lower increasing healthcare rates
Provides opportunity to control and protect business finances from healthcare inflation
Engage employees to understand the actual cost of healthcare

Employee advantages

Funds roll over from year to year
Catastrophic protection is included
Higher deductibles mean lower premiums
Long-term financial benefits including having a reserve for future medical expenses
Funds can be invested like IRAs
Account is owned by you and stays with you even if your career changes
Portability allows no interruption of care
Funds can be passed on to a spouse tax free after death
During periods of low-income or unemployment funds can be tapped into to pay for monthly medical premiums in addition to routine health expenses

HSA 364 is a specialized product offered exclusively by The Unity Group Insurance and Employee Benefits. Want more information about HSAs? Contact our Employee Benefits Department today! 1.800.339.9270